Floray Toolkit
Twelve instruments, one dial
Calculators, planners and guides built on Nigerian rules. Each one shows its working, names its sources and keeps what you type on your device. Turn the dial, or scroll the catalogue.
0 of 12 explored My passport
Highlighted for you.
The catalogue
Every tool, with its working
- 01PAYE Calculator 2026Your tax and take-home pay under the Nigeria Tax Act 2025, compared with the old law.Calculator
- 02VAT CalculatorAdd or remove 7.5% VAT from any amount in a second.Calculator
- 03Company Tax EstimatorCheck whether you count as a small company and estimate income tax and development levy.Calculator
- 04Break-even and Runway CalculatorThe sales you need each month to cover costs, and how long your cash lasts.NewCalculator
- 05Carbon Footprint CalculatorTurn your diesel, petrol and grid electricity into tonnes of CO2, split by scope.Calculator
- 06ESG Readiness CheckTwelve questions, scored across environment, social and governance, with your biggest gaps.Guide
- 07Sustainability Reporting TimelineFind out when IFRS S1 and S2 reporting becomes mandatory for your kind of organisation.Guide
- 08Fraud Risk CheckTwelve questions on cash, people and oversight, scored by area, with where investigators look first.NewGuide
- 09IT Readiness CheckTen questions on strategy, systems, data and security, with the gaps an IT advisory would close first.NewGuide
- 10Service MatcherTell us what is going on and we will point you to the right Floray service.Guide
- 11Training Programme BuilderPick topics, audience and format, and send us a ready-made training brief.Organiser
- 12Decision GamesPlay the finance manager who gets a suspicious supplier email, and the owner whose cash runs short.NewGuide
- 13Business Plan Brief BuilderDescribe the business, its stage and what the plan is for, and send us a brief for a plan or market study.NewOrganiser
Badges
Stamps for the ground you cover
Every tool you use stamps the dial. Sets of tools earn badges, and they all collect in your passport.
Checked against sources
Every rate, threshold and date comes from the law, the regulator or a published dataset. Each tool lists where.
01Private by design
The sums run in your browser. Nothing is stored on our servers or sent to us unless you choose to send it.
02A person when you need one
A tool gives an estimate. When the stakes are real, our advisers take it from there.
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