Floray Professionals
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Advisory firm · Six practices · Abuja, Nigeria

The advisory firm that shows its working

IT, finance, forensic investigation, HR and training, tax and business advisory. Before you speak to anyone, work it out yourself: your break-even, your tax under the 2026 Act, your fraud and technology risks, your readiness to report.

Open the Toolkit See the six practices
  • 13 free tools
  • Nothing you type leaves your device
  • A proposal within two working days
An adviser explaining a chart on a tablet to a couple who own a small business
A finance adviser and a shop owner smiling over a cash-flow sheet An IT consultant showing a laptop dashboard to a shop owner at his counter A lively training workshop with a facilitator at a flipchart A tax adviser going through receipts with a market entrepreneur Finance
Your tax under the 2026 ActLive
  1. 0%to ₦800k
  2. 15%to ₦3m
  3. 18%to ₦12m
  4. 21%to ₦25m
  5. 23%to ₦50m
  6. 25%above
Take-home a month₦0 PAYE a month₦0 Effective rate0%

Explore
  • UpdatedOctober 2026
  • Tax-free band from 2026₦800,000
  • Standard VAT7.5%
  • Small company turnover limit₦100m
  • IFRS S1 and S2 mandatory for public interest entities1 Jan 2028
  • Most common payment fraudSupplier bank-detail change
  • CO₂ per litre of diesel2.7 kg
  • Rent relief cap₦500,000
  • Backups worth havingTested ones

Start here

Three doors. Open yours.

Each door is a room of its own, with the tools and practices that fit. The one you choose is remembered on this device.

For you

Picked for this visit

Built from what you have done here before. 1-day streak

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The Floray Toolkit

Answers you can check, running live

Twelve calculators, checks and brief builders built on Nigerian rules. Every one shows its working, lists its assumptions and names its sources. Watch four of them work, then open the one you need.

All 13 tools Open this one
PAYE Calculator 2026Live

Six practices

One firm, six doors in

Each practice is a team of its own, and each comes with a tool to try before you call.

Every practice in detail
  1. 01IT advisoryStrategy, system implementation and ongoing support. IT Readiness Check
  2. 02Finance advisoryPlanning, budgeting, forecasting and financial risk. Break-even Calculator
  3. 03Forensic investigationFraud, misconduct and compliance, investigated and reported. Fraud Risk Check
  4. 04HR and trainingRecruitment, bespoke training, HR strategy and performance. Training Programme Builder
  5. 05Tax servicesPlanning, compliance and dispute resolution under the 2026 Act. PAYE Calculator 2026
  6. 06Business advisoryMarket research, business plans, transformation and process improvement. Business Plan Brief Builder
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